This is not a story about compassion—America has plenty of that. It is a story about failure by design. Homelessness persists not because it is complex, but because the systems created to address it are rewarded for managing the problem rather than solving it.

Billions are spent every year, yet homelessness endures. Tents and cardboard shelters remain. People remain trapped—not because we cannot fix the problem, but because an entire system financially benefits from its unthinkable persistence.

This document outlines a different approach. The HOME Model is a rapid-deployment stabilization system that provides immediate shelter, food, hygiene, medical care, addiction and mental-health triage, safety for people and their pets, and accountability grounded in dignity. It does not wait for collapse. It does not require perfection. And it costs less than what we already spend failing.

It replaces chaos with structure, delay with action, and neglect with stabilization. If we can fund the failure of homelessness, we can fund the success of actually treating and helping the homeless—and this document explains how.

We need to create a society where the worst it can get is acceptable to all of us—in case our luck runs out.

Let us begin.